Retirement
“I am hoping to live until a ripe old age, but how do I ensure I have the money to support me that long?”
The key issue in retirement planning is life expectancy: not just how long you are likely to live for, but what you expect from life in retirement. State Pension provision is becoming ever more expensive, so governments are encouraging people to make their own private arrangements. Our Retirement Planning service is designed to make the process simple and provide the best type of pension for you.
Government is encouraging us to take out private pensions, and this encouragement takes the form of major tax breaks on pension contributions.
Any money you contribute to a private pension is gross of tax - you pay in money out of your income after tax, and the Inland Revenue pay the tax back in to your pension. No other form of investment, not even ISAs, has a tax incentive as major as this one.
Try out our retirement calculator to give you an idea of what you should be contributing now, for your retirement.
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